Topic: Financial Literacy
Target Population: Adolescents
Sector: School-Based
Military Sector: All Branches
This program was for high school students.
The High School Financial Planning Program (HSFPP), a school-based program, consisted of a curriculum that was designed to introduce students to basic personal finance skills, educate students about financial planning, and help students build their confidence with respect to financial literacy.
No peer-reviewed publications evaluating the effectiveness of the most recent version of this program were located.
The HSFPP focused on encouraging high school students to develop life-long financial skills, behaviors, and confidence. This program included the following six modules:
Students were encouraged to learn and develop the following skills:
Classroom lessons were supplemented with additional online resources and learning activities to reinforce topics. Teachers, students, and sponsors could register online for this program.
Since the program began in the 1980s, it reached approximately 11.5 million people in all 50 States and over 100 U.S. military installations around the world. The program was retired at the end of the 2020-2021 academic year.
Optional training for teachers was available through a free, 45-minute webinar. In-person workshops were available and were held at various locations.
This program is no longer available; however, considerations for implementing a similar program might include acquiring buy-in from school administration and teachers and finding time to implement the program in an already existing curriculum.
The Clearinghouse can help address these considerations. Please call 1-877-382-9185 or email Clearinghouse@psu.edu
If you are interested in implementing a program similar to HSFPP, the Clearinghouse is interested in helping you!
Please call 1-877-382-9185 or email Clearinghouse@psu.edu
The program consisted of 30 lessons that were 45 to 90 minutes each.
This program was free to implement for educators or community youth leaders.
To move HSFPP to the Promising category on the Clearinghouse Continuum of Evidence, at least one evaluation of the most recent version of the program should be performed demonstrating positive effects lasting at least one year from the beginning of the program or at least six months from program completion.
The Clearinghouse can help you develop an evaluation plan to ensure the program components are meeting your goals. Please call 1-877-382-9185 or email Clearinghouse@psu.edu
Contact the Clearinghouse with any questions regarding this program.
Phone: 1-877-382-9185 Email: Clearinghouse@psu.edu
You may also contact the National Endowment for Financial Education by mail 1550 Market St., Suite 475, Denver, CO 80202, phone 1-303-741-6333, or visit https://www.nefe.org/contact/default.aspx
Danes, S. M., Huddleston-Casas, C., & Boyce, L. (1999). Financial planning curriculum for teens: Impact evaluation. Financial Counseling and Planning, 10(1), 26-39.
Danes, S. M., Rodriguez, M. C., & Brewton, K. E. (2013). Learning context when studying financial planning in high schools: Nesting of student, teacher, and classroom characteristics. Financial Counseling and Planning, 24(2), 20-36.
